Gamaliel A. MEMBER SINCE 2014

SERVICE PROVIDERS

You belong at the Credit Union built for the educational community.

JOIN NOW

You have access to financial solutions designed just for school employees.

Maximize Your Savings

Summer Saver's 6.50% APY¹ will boost your savings for the summer and beyond.

Earn Cash Back

School Employee Credit Card earns 1.5% cash back, deposited into your Summer Saver.²

Take a Payment Break

School Employee Auto Loan lets you skip two monthly payments during the summer.³

Get the Gear You Need

Uniform Loans can help you buy what you need at 0% APR.⁴

LORENA L. MEMBER SINCE 2014

Now, your connection to schools connects you to us.

Since 1934, we've served the financial needs of the educational community. Because you serve them too, you can join California's best Credit Union — and the largest in the U.S. exclusively for school employees and their families.

You're eligible if you work for a company that primarily provides direct services to an accredited school or district in California. These businesses must have a physical presence in the state and directly support schools through food, transportation or student services.

You work hard for your money, and we want you to keep more of it.

According to a recent report from America's Credit Unions:^5,6,7

$508 Million

Direct financial benefits provided to Members in 2024.

$756

Average savings for every Member household.

$1,721

Average savings for Member households active in more products and services.

Being dedicated to serving school employees comes with a few gold stars.

J.D. Power

#1 Credit Union
Member Banking Satisfaction

Forbes

Best Credit Union in California

Newsweek

America’s Best
Regional Banks and Credit Unions

Recognition: LA Times - Top Credit Unions in Southern California

Los Angeles Times

#1 Credit Union in SoCal

Recognition: OC Register Best of Orange County 2024 - Best Credit Union

The Orange County Register

Readers’ Choice Awards
Best Credit Union in Orange County

Style Magazine

Readers’ Choice Awards
Best Credit Union in the Greater Sacramento Region

Press-Enterprise

Readers’ Choice Awards
Favorite Credit Union
in the Inland Empire

Daily Breeze

Readers’ Choice Awards
Best Credit Union
in Gardena and Torrance

Recognition: Coachella Valley Independent - Best Credit Union in the Coachella Valley

Readers' Picks

Best Credit Union in Coachella Valley

Daily News

Readers’ Choice Awards
Favorite Credit Union in Pasadena

RHONDA B. MEMBER SINCE 1989

Inspired by family. Empowered by trust.

Rhonda's sister inspired her to become a Member, and it was one of the best financial decisions she's ever made. Rhonda relies on us for trusted advice and tailored products. She uses Summer Saver, which helps her manage her finances during the summer break when she's not working, and the Uniform Loan, which keeps her professional attire up to date. She also values Free Checking, savings accounts, a low-rate credit card and personal loans. "SchoolsFirst FCU has truly made a difference in my life," Rhonda says. "They are always ready to help and never make me feel judged."

FAQs

What types of companies qualify?

Companies must have a physical presence in California and primarily serve accredited schools, with more than half of their business directly supporting them. Examples include school bus providers, technology and security service providers, campus bookstores, ID card providers, dining and housing services, student recreation centers and school-based health clinics.

What will I need to prove my eligibility for Membership?

Proof of employment at a company that primarily supports eligible schools or districts in California, a recent pay stub, an employment verification letter or other documentation confirming your role and the organization's connection to school services.

What happens if I change jobs?

Once you join, you’re a Member for life — even if you change careers, retire or move out of state. If you change jobs and are no longer employed by a service provider company, you may no longer be eligible for school employee products and services.

Online

Be sure you have your eligibility documentation ready.

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In-Person

Bring your eligibility documentation with you.

FIND A BRANCH

Call

Have questions or want to learn more? Give us a call.

Disclosures

APR = Annual Percentage Rate. All loans are subject to approval.

APY = Annual Percentage Yield. Must be a current school employee or service provider company employee in California to qualify for Summer Saver; retired employees are not eligible. Limited to one share per eligible Member. Deposits by payroll deduction, direct deposit or automatic monthly share-to-share transfer only. Minimum monthly deposit is $1; maximum is $2,000.
Earn 1.5% cash back on qualifying purchases. Cash advances, balance transfers, and returns are not eligible for cash back. Deposits will be made monthly to a Summer Saver account. If no Summer Saver share is open, deposit will be placed in Member's Primary Share 01 (Savings). Account must be open, current and in good standing.
Restrictions apply. Interest will continue to accrue during the skip payment method.
Rate quoted reflects a 0.75% discount for automatic payment transfer from a SchoolsFirst FCU savings or checking account. Requires at least one recently posted payroll deduction or direct deposit of at least $100 for Classroom Supplies Loan and $50 for Uniform Loan, into a SchoolsFirst FCU share account.
2024: America's Credit Unions Membership Benefits Report for SchoolsFirst FCU. Source: Datatrac, NCUA and America's Credit Unions.
Assumes 2.1 Credit Union Members per household.
A “loyal Member” is assumed to have a $30,000, 60-month new auto loan, a classic credit card with an average balance of $5,000, a $200,000, 30-year fixed rate mortgage (a 30-year fixed rate mortgage is replaced with a 5-year adjustable rate mortgage if it yields a greater benefit as it is assumed more in demand), $5,000 in an interest/dividend checking account, $10,000 in a one-year certificate account, and $2,500 in a money market account.