Car in the foreground with a blurred couple in the background reviewing a handheld document.

Car Buying Services

Easy and stress free.

Shop online, at the dealers or have a personal consultant do the legwork for you.

Female agent talking into a headset in front of a desktop computer.

Autoland

Skip the dealership and let a consultant do the shopping for you.¹

VISIT AUTOLAND

Certified pre-owned vehicle sign on a used car.

Enterprise Car Sales

Enterprise Car Sales offers used makes and models at great prices — rigorously inspected by a certified technician.²

VISIT ENTERPRISE CAR SALES

Modern stylish car dealership interior with premium car brands.

FastTrack Dealers

Get our financing directly when shopping at one of more than 600 participating FastTrack dealers.³

FIND A DEALER

TrueCar

Shop online and take advantage of exclusive Member offers with TrueCar.⁴

VISIT TRUECAR

SchoolsFirst FCU Teammember Oscar S. prepares to help a Member.

Get Help from the Experts

When you start shopping for a new vehicle, our car buying services will help you navigate the process with ease. Get preapproved financing for an auto loan with us and shop at any 600 Credit Union Direct Lending dealers who will help you find the car you want at a competitive price.^†

Some dealers may offer alternative financing and pricing benefiting them — not you. With preapproved financing, you can shop with confidence. And if you're offered a more competitive option, you're free to switch.

Erika B. MEMBER SINCE 1990

Shop Your Way

Some people like to do it on their own, others may want to have someone do the work for them. Whatever your needs are, we’re here to help. We want to make this important purchase something you’ll love, no regrets.

Explore Our Auto Loan Options

FastTrack: Easy SchoolsFirst FCU financing and a network of more than 600 dealerships.
Enterprise Car Sales: Quality used cars inspected by certified technicians.
Autoland: A personal consultant will do the shopping for you.
TrueCar: Get upfront pricing and see what other buyers have paid.

Auto loans with rates as low as 5.69% APR for new vehicles,^† 5.79% APR for used vehicles.^†
Finance a leased or private seller car.
Refinance an existing auto loan.
Pause your monthly payments if you become disabled or unemployed with Payment Shield Plus.

Auto Insurance: We do the work for you to find the right coverage at the best price.
GAP Plus: Additional protection to cover your car's value if your car is damaged beyond repair.
Mechanical Repair Coverage: Provides covered repairs for new and used eligible vehicles after your warranty expires.
MexiPass: Special coverage if you drive your car to Mexico.

AUTO LOAN RATES & TERMS

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

How to Buy a Car in Today's Market

Calculate Your Car Loan Payment

CALCULATOR

Get the Right Auto Insurance Coverage

LEARN MORE

Call

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

(800) 462-8328

Locations

We offer over 70 branches in California and 30,000+ ATM locations.

FIND A BRANCH OR ATM

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

JOIN NOW

Disclosures

SchoolsFirst FCU is not affiliated with Autoland.
SchoolsFirst FCU is not affiliated with Enterprise Car Sales. Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
SchoolsFirst FCU is not affiliated with any FastTrack dealers.
SchoolsFirst FCU is not affiliated with TrueCar. Member-exclusive savings and discounts are only available on schoolsfirstfcu.truecar.com and not truecar.com.

APR = Annual Percentage Rate. All loans subject to approval. Lowest rates reflect a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or Share Draft Checking account.