Pen atop of financial documents on a desk.

Free Checking

Always free, no strings attached.

Manage your paychecks, pay bills and send money to family and friends.

 

No monthly fees or minimum balance requirements.1

 

Get your paycheck up to two days early with direct deposit.

 

30,000+ fee-free ATMs2 in the CO-OP Network.

 

Send and receive money with Zelle®.3

 

Debit Mastercard® card with zero liability protection.

 

Mobile Banking4 with eDeposit.


Faling trail of domino-like blocks stopped by a hand.

Overdraft Protection

No one wants to drop the ball when it comes to managing money. But if you've got a lot going on, it's easy to lose track of your spending.

With overdraft protection, we've got you covered if you accidentally spend more than you've got in your checking account.

SchoolsFirst FCU offers three options for overdraft protection. Choose the one that's right for you.

Forbest Best-in-State Credit Unions award logo.

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

 

Make the most of your money, keep your account secure and skip the fees.

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Don't Get Stung by Banking Fees

Calculator and money laying on a table.

Am I Spending More Than I Earn?

Close-up of pen on checkbook.

A Checking Account That Earns More

Locations

We offer over 70 branches in California and 30,000+ ATM locations.

Get Started

Sign up for Free Checking. Log in to Online Banking.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

Disclosures
  1. Must be 18 years or older. ChexSystems verification and $25 minimum opening deposit required.
  2. $2 charge per withdrawal for non-SchoolsFirst FCU/CO-OP Network ATMs. Other financial institutions or merchants may charge for use of their ATM or POS terminal.
  3. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle.
  4. Data charges may apply to Mobile Banking. Check with your mobile provider.

TERMS AND CONDITIONS