Close-up photo of hand with pen writing a check.

Investment Checking

A safe place to earn more.

Manage your money and earn dividends, too.

 

Earn dividends that increase with higher balances.1

 

Get six free out-of-network ATM withdrawals per month.2

 

Free, unlimited use of more than 30,000 ATMs.3

 

Write as many checks as you want.

 

Earn two points for every transaction and redeem them for cash back, travel getaways, gift cards and more with Member Rewards.

 

$3 monthly fee waived when age and balance requirements are met.


Photo of small wood blocks built to look like a rising chart.

A Checking Account with Dividends

With our Investment Checking account, you can earn dividends if you maintain a minimum balance. Bank on your time with 24/7 access, including free, unlimited use of more than 30,000 ATMs — more than most major banks — through the CO-OP Network of credit union ATMs.

SEE TODAY'S RATES
Forbest Best-in-State Credit Unions award logo.

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

 

Learn how to save and invest wisely.

Photo of a laptop screen with graph in a kitchen environment.

How to Save and Invest This Year

Calculator and money laying on a table.

What’s My Personal Net Worth?

Hand stacking blocks in a step shape representing growth.

An Economical Way to Manage Your Money

Locations

We offer over 70 branches in California and 30,000+ ATM locations.

Get Started

Sign up for Investment Checking. Log in to Online Banking.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

Disclosures
  1. Must be 18 years or older. ChexSystems verification and $25 minimum opening deposit required.
  2. $2 charge per each additional withdrawal at non-SchoolsFirst FCU/CO-OP Network ATMs (waived for school employees).
  3. Other financial institutions or merchants may charge for use of their ATM or POS terminal.

TERMS AND CONDITIONS