SchoolsFirst FCU Home360®
The complete homebuying experience.
A better way to help you find and finance your new home
Get paired with a loan consultant and real estate agent to guide you through the entire homebuying process.
A 20% rebate on your participating real estate agent’s commission when you buy your home.1
Exclusive access to a high-rate savings account to help save for your down payment faster.2
Discounted listing fee when selling a home.
20% discount on escrow services when you use a partner escrow company — with free signing services at your home or office.3
Browse the personalized home listings sent to you by your agent and connect with them once you’re ready to start viewing homes.
Become a Homeowner with SchoolsFirst FCU Home360®
Make your homebuying experience a successful one with experts who will guide you through each step with ease.
Find the Right Home Loan
A loan consultant will help you find the right home loan and help with the preapproval process so sellers know you're a qualified buyer. And they'll communicate with you until the contract is signed.
Save for Your Down Payment
Partner With a Local Real Estate Agent
A participating real estate agent will help you find the perfect home that fits your budget. They'll negotiate on your behalf for the best price and terms. If you have a home to sell, they'll help you get it ready, listed and sold.
Every person we worked with at the Credit Union made homebuying so easy and hassle-free."
Homebuying Resources
Find the Best Home Loan for You
Compare Two Mortgages
Get the Right Home Insurance Coverage
Protect Your Biggest Investment
- Homeowners Insurance: Make sure you're protected from losses due to fire, lightning, burglary, vandalism, storms and more.
- Condominium Insurance: Get coverage for interior walls and floors, personal property and personal injury.
- Earthquake Insurance: This separate policy helps you recover, replace and rebuild if a tremor damages your home.
Apply Online
Log in with your SchoolsFirst FCU user name and password, or as a guest.
Get Professional Guidance
Discuss your options with a real estate loan consultant in person, over the phone or at a branch.
Call
Monday through Friday, 8 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
All loans subject to approval. Programs subject to change. Lending area: State of California.
- Rebate payment is made by First Team Real Estate or HomeSmart Evergreen Realty. Rebate is credited to your benefit at the close of transaction, and will be lowered by any reductions to the commissions paid to the participating agent in a concurrent purchase and sale of a home. Commission will vary. To be eligible for the 20% rebate, Member must complete the transaction with the agent assigned by SchoolsFirst FCU Home360®. Using SchoolsFirst FCU for a mortgage loan is not a requirement to earn the rebate. Purchase price must be greater than $150,000 after all credit adjustments. All rebates are subject to limitations, lender guidelines and other requirements. Certain properties may not be eligible for rebates. Rebate is 20% for purchase only of a residential property in California. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. First Team Real Estate and HomeSmart Evergreen Realty are not affiliated with SchoolsFirst FCU.
- APY = Annual Percentage Yield. Rate is valid as of 01/14/2025. My Home Savings share certificates opened before 2/15/2024 are variable rate and subject to change without notice. Share certificates opened after 2/15/2024 are fixed rate. Limited to Members who are buying a home and participating in SchoolsFirst FCU Home360®; limit one per Membership. 12-month term with a required opening deposit of $250. Additional deposits allowed to the maximum balance of $150,000. At maturity, the account is closed and the balance is automatically transferred to your primary share account. Partial withdrawals not permitted and will result in closure of the share certificate. Any withdrawals that are not used for a home purchase with SchoolsFirst FCU will be subject to a penalty. Fees could reduce earnings on the account. See SchoolsFirst FCU's Disclosure & Agreement of Terms and Conditions brochure for additional details about the My Home Savings Share.
- Escrow services discount and free signing services available only on an escrow serviced by Hallmark Escrow Co., Inc., Next Level Escrow, Coast Cities Escrow or Escrow Options Group, Inc. (collectively, the "escrow companies"). The escrow companies are not affiliated with SchoolsFirst FCU. Check with the seller of the property regarding selection of the escrow company.
NMLS Identifier: 405503
CA Insurance License 0I19344. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU.