LONG-TERM CARE INSURANCE
Even with the most meticulously planned retirement saving strategy, it may not be enough to pay for unexpected costs associated with long-term care. Long-Term Care Insurance helps protect what you've saved, and gives you and your family peace of mind.
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What is long-term care?
Long-term care isn't just provided by a "nursing home." It can mean many types of care, including:
- In-home care.
- Assisted living facilities.
- Community programs, such as adult day services.
Know when to start planning
When is the right time to get Long-Term Care Insurance? If you do it too early, you'll be paying for insurance you're unlikely to need any time soon. Too late, and your rate may be higher than you can afford. Talk with us to understand when the time is right.
How we can help
- Personalized service from a licensed financial advisor.
- Rate comparisons from recognized, reputable insurance companies.
- Help determining the right coverage for your needs and budget.
- Cost comparisons to help you make a confident choice.
- A review of your current policy to identify savings opportunities.
LET'S TALK
Online
Make an appointment with a financial advisor.
Call (800) 462-8328 ext. 4116, option 2
Monday through Friday, 9 a.m. – 5 p.m.
Contact a financial advisor by sending an email to investments@schoolsfirstfcu.org.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. SchoolsFirst Federal Credit Union and SchoolsFirst Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SchoolsFirst Investment Services and may also be employees of SchoolsFirst Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SchoolsFirst Federal Credit Union or SchoolsFirst Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Your Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.