School Employee Mastercard^®

Rates as low as

11.00 % APR¹

SEE TERMS & CONDITIONS

APPLY NOW JOIN NOW

Benefits to make your school year better and the summer months, too.

Earn 1.5% cash back² into your 6.50% APY Summer Saver.³

Make interest-only payments during the summer.⁴

Skip your December billing cycle payment without impacting your credit score.⁵

Your rate is lowered by 0.50% for every year you make on-time payments.⁶

Apple Pay^®, Google Wallet^TM and Samsung Pay^TM.

50% off your first two months of a new Standard or Premium MoviePass plan.^‡†

Limited time offer for new cardholders.⁷

0% intro APR

on purchases for the first six billing cycles.

Rate as low as

11.00% APR

after the intro period ends.

Get the card before

Jan. 8, 2025

to take advantage of this offer.

APPLY NOW

GARY G. MEMBER SINCE 2015

Just for School Employees

We’ve designed a Mastercard you can depend on all year long. Use it for everyday purchases and get 1.5% cash back deposited in your Summer Saver account to help you enjoy a worry-free summer.^2,3 Make interest-only payments during June, July and August, to stretch your dollars even further.⁴

What You Get with Every Mastercard

No cash advance, annual or balance transfer fees.^†
EMV chip-enabled technology to help protect you from fraud.
Free identity theft monitoring and alerts, emergency wallet replacement, and identity theft resolution services with Mastercard ID Theft Protection^TM.^‡

Apple Pay^®, Google Wallet^TM and Samsung Pay^TM.
Enjoy access to Priceless^®, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.
Get your free credit score and customized reports from SavvyMoney.

Coverage for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car.^†‡
Up to 7% off on prepaid stays on Booking.com.^‡†
Complimentary HealthLock Medical Claim Monitor membership plus a free 90-day upgrade to all HealthLock services.^‡†

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

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Loans for School Employees

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Locations

We offer over 70 branches in California and 30,000+ ATM locations.

FIND A BRANCH OR ATM

Get Started

Apply for your School Employee Mastercard.

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.

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Disclosures

APR = Annual Percentage Rate. SchoolsFirst FCU's credit card program features a range of variable interest rates based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of 11/20/2024, are variable and are subject to change without notice. See important terms, rates and fees.
Earn 1.5% cash back on qualifying purchases. Cash advances, balance transfers, and returns are not eligible for cash back. Deposits will be made monthly to a Summer Saver account. If no Summer Saver share is open, deposit will be placed in Member's Primary Share 01 (Savings). Account must be open, current and in good standing.
APY = Annual Percentage Yield. Summer Saver rate is valid as of 11/20/2024, accurate as of last dividend declaration date, variable and subject to change after account opening. Deposits by payroll deduction, direct deposit or automatic share-to-share transfers only; minimum monthly deposit is $1; maximum is $2,000. Must be a current school employee in California to qualify for Summer Saver; retired school employees are not eligible.
Offered during June, July and August. Members must contact SchoolsFirst FCU to confirm eligibility and to take advantage of interest-only payments.
Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period.
Subject to eligibility. Rate reduced by 0.50% after 12 consecutive on-time payments, commencing with the first billing cycle. Payment remains the same. Maximum rate reduction will not exceed lowest APR offered.
0.00% introductory APR applies to new purchases made within the first six billing cycles from account opening. After the introductory rate expires, your APR on remaining purchase balances and new purchases will be at your regular variable rate. Introductory APR does not apply to balance transfers or cash advances. APR may change after account is opened. Introductory offer is not available on converted credit cards.

AGREEMENT AND DISCLOSURE STATEMENT | GUIDE TO BENEFITS

Foreign transaction fee: 2% of the transaction amount in U.S. dollars for School Employee, Inspire and Share-Secured credit cards, includes internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country. See disclosures for School Employee Mastercard, Inspire Mastercard, Rewards Mastercard and Share-Secured Mastercard.
To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call (800) 627-8372 for assistance.
Certain terms, conditions and exclusions apply. Please visit Mastercard to get full details.