Save on Your Next Car

With a limited-time rate discount.

MICAH O. MEMBER SINCE 2014

Get 0.50% off your rate when you buy your car from Enterprise Car Sales or Autoland.¹

Enterprise Car Sales

Shop quality used cars with benefits such as:²

A 12-month powertrain warranty.³
12-month roadside assistance.⁴
A 7-day buyback agreement.⁵

VISIT ENTERPRISE CAR SALES

Autoland

Skip the dealership and let a personal consultant:

Find your car for you.
Secure any incentives or rebates.
Have your car delivered to you.

VISIT AUTOLAND

Rates starting as low as

5.69 % APR

for new vehicles.^†

Rates starting as low as

5.79 % APR

for used vehicles.^†

AUTO LOAN RATES & TERMS

SchoolsFirst FCU Teammember Oscar S. prepares to help a Member.

Take These Steps

A preapproval makes it easier to buy a car.

Apply for an auto loan with us or check if you’re already preapproved.
Use Enterprise Car Sales or Autoland to find your car.
If you have a preapproval, let a representative know.
We’ll apply the 0.50% discount to your approved rate upon loan funding.

APPLY NOW

Explore Our Auto Loan Options

FastTrack: Easy SchoolsFirst FCU financing and a network of more than 600 dealerships.
Enterprise Car Sales: Quality used cars inspected by certified technicians.
Autoland: A personal consultant will do the shopping for you.
TrueCar: Get upfront pricing and see what other buyers have paid.

Auto loans with rates as low as 5.69% APR for new vehicles,^† 5.79% APR for used vehicles.^†
Finance a leased or private seller car.
Refinance an existing auto loan.
Pause your monthly payments if you become disabled or unemployed with Payment Shield Plus.

Auto Insurance: We do the work for you to find the right coverage at the best price.
GAP Plus: Additional protection to cover your car's value if your car is damaged beyond repair.
Mechanical Repair Coverage: Provides covered repairs for new and used eligible vehicles after your warranty expires.
MexiPass: Special coverage if you drive your car to Mexico.

AUTO LOAN RATES & TERMS

Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

How to Buy a Car in Today's Market

Calculate Your Car Loan Payment

CALCULATOR

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Call

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

(800) 462-8328

Locations

We offer over 70 branches in California and 30,000+ ATM locations.

FIND A BRANCH OR ATM

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Disclosures

APR = Annual Percentage Rate. SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. Rates quoted are effective as of 11/20/2024 and are subject to change without notice. All loans subject to approval. Terms and conditions are subject to change and may vary based on collateral conditions, qualification and creditworthiness.

SchoolsFirst FCU is not affiliated with Enterprise Car Sales or Autoland.

Rate discount only available for vehicles purchased through Enterprise Car Sales or Autoland. Offer valid 11/07/2024 – 01/08/2025. Not valid on previous purchases.
Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
Limited Powertrain Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See an Enterprise Car Sales Consultant for details.
Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by RESPONSE, a Florida Entity. Some limitations and restrictions apply.
For a period of 7 days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee, (as allowed by law). Restrictions apply. See an Enterprise Car Sales Consultant for details.

APR = Annual Percentage Rate. All loans subject to approval. Lowest rates reflect a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or Share Draft Checking account.